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4 posts about money.
The purchase price is the cheapest part of owning a horse. Livery, forage, the farrier every six weeks, the dentist, the vet, insurance and the kit, with realistic European ranges, the first-year extras, and the three bills that end up deciding whether a horse is affordable.
Cats have a reputation for being the cheap pet. The routine lines are indeed lower than a dog's, but the surprises are the same size, and two of them are specific to cats. A line-by-line budget for an indoor cat in Europe, the first-year extras, and the three costs nobody plans for.
Nearly eight in ten owners underestimate what a pet costs over its life. Here is the honest arithmetic for a medium dog in Europe — the routine lines, the first-year extras, and the three costs that never make it into anyone's budget until they arrive.
Whether a diabetes diagnosis is covered for twelve months or for the rest of your pet's life is decided by a word in the policy name, not by the price. What the four types actually do, and what none of them cover.
